Category
Credit bureaus
Credit bureaus maintain payment history, credit scores, and trade-line data on businesses and individuals. Compliance teams use them for financial risk screening, credit decisions, and counterparty assessments.
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Global and multi-region
12 suppliers operating globally or across multiple regions.
Amsterdam, Netherlands
Global trade credit insurance, surety, and collections provider operating in 50+ countries. Publishes country and industry risk reports and offers buyer credit assessments to exporters and B2B sellers.
Bois-Colombes, France
French trade credit insurer and business information provider operating in 100 countries. Provides company credit assessments, debt collection, and political risk data for B2B sellers globally.
Reykjavik, Iceland
International credit bureau operator running consumer and commercial bureaus in 30+ emerging market countries across Africa, the Caribbean, Eastern Europe, and Central Asia. Provides scoring, decisioning, and KYC tools.
Neuss, Germany
German-rooted credit bureau and business information network serving Europe and Asia. Provides corporate credit reports, debt collection, and risk scoring through national member offices across 22 countries.
Bologna, Italy
Italian-headquartered global provider of credit bureau, business information, and decisioning solutions. Operates credit bureaus in 50+ countries and serves banks, insurers, and corporates with risk analytics and KYC services.
Jacksonville, Florida, USA
Global business data and analytics provider operating the D-U-N-S Number system. Offers company profiles, credit reports, beneficial ownership, and risk monitoring across 200+ countries and jurisdictions.
Atlanta, Georgia, USA
Consumer and business credit reporting agency operating in 24 countries. Provides credit data, analytics, identity verification, and workforce solutions to financial institutions and enterprises.
Dublin, Ireland (operational HQ: Nottingham, UK)
Multinational consumer and business credit reporting agency operating in 32 countries. Provides credit bureau data, identity verification, and fraud prevention services to lenders, governments, and businesses.
Alpharetta, Georgia, USA
Provides data, analytics, and identity solutions for financial crime compliance, fraud, and risk assessment. Operates the WorldCompliance database covering PEPs, sanctions, and adverse media across 240+ countries.
Moody's Analytics (Bureau van Dijk)
New York, USA
Risk analysis and data provider offering credit ratings, economic research, and financial risk software to institutions globally. Operates the Bureau van Dijk company database and KYC compliance solutions.
S&P Global Market Intelligence
New York, USA
Provider of financial data, research, and analytics covering public and private companies worldwide. Offers Capital IQ company database, credit ratings, sector intelligence, and supply chain risk data.
Chicago, Illinois, USA
Global consumer credit reporting agency and risk information provider operating in over 30 countries. Offers credit reports, fraud prevention, identity protection, and analytics to lenders and businesses.
Europe
130 suppliers in this region.
Yerevan, Armenia
ACRA Credit Reporting agency, the main Armenian credit bureau jointly owned by member banks and licensed by the Central Bank of Armenia.
Vienna, Austria
Austrian creditor protection association founded in 1882. Offers insolvency monitoring, debt collection, and business information on Austrian firms to bank, insurance, and corporate members.
Nanterre, France
Exclusive French partner of Dun and Bradstreet, providing business credit, KYC, and master-data services on French entities plus access to the global D-U-N-S file. Serves banks, insurers, and large corporates from offices across France and Benelux.
Madrid, Spain
Spanish consumer credit bureau jointly operated by ASNEF and Equifax holding negative and positive credit data on Spanish borrowers. Provides scoring and credit-history reports to lenders and telcos.
Rome, Italy
Italian leasing association running a shared central register of leasing risks. Provides member lessors with payment-experience data on Italian counterparties.
Granada, Spain
Spanish credit-rating and commercial-information firm based in Granada, owned by modeFinance. Sells company reports, ratings, and registry services across Spain and 40 other markets.
Baku, Azerbaijan
Azerbaijan Credit Bureau, the country's licensed credit information provider regulated by the Central Bank of Azerbaijan. Holds consumer and SME credit data from licensed lenders.
Minsk, Belarus
Belarusian central credit register operated by the National Bank of the Republic of Belarus. Mandatory data feed for licensed banks, with no commercial bureau competitors.
Warsaw, Poland
Polish business information bureau owned by BIK Group holding 113 million debt records. Sells subscriptions for B2B and consumer credit checks to lenders, telcos, and corporates.
Warsaw, Poland
Polish national consumer and SME credit bureau (Biuro Informacji Kredytowej) jointly owned by Polish banks. Holds credit histories on more than 25 million borrowers and feeds scoring used by every Polish bank.
Tirana, Albania
Albanian Creditinfo arm offering credit history, scoring, and KYC services on Albanian consumers and SMEs.
Skopje, North Macedonia
North Macedonian business intelligence portal aggregating Central Register and tax data on local firms. Sells subscriptions for credit and counterparty checks.
Zagreb, Croatia
Croatian Dun and Bradstreet operating company (formerly Bisnode Croatia and Boniteti). Provides business credit, marketing, and KYC products on Croatian and ex-Yugoslav entities.
Prague, Czech Republic
Czech Dun and Bradstreet operating company (formerly Bisnode Czech) providing business credit, marketing, and KYC services. bisnode.cz now redirects to D&B.
Warsaw, Poland
Polish Dun and Bradstreet operating company (formerly Bisnode Poland) providing business credit, master-data, and KYC services on Polish and global firms.
Urdorf, Switzerland
Swiss Dun and Bradstreet operating company (formerly Bisnode Switzerland) providing business credit, master-data, and compliance products on Swiss and global entities.
Belgrade, Serbia
Serbian Dun and Bradstreet operating company (formerly Bisnode Serbia). Provides business credit, marketing, and KYC products on Serbian and Western Balkan entities.
Ljubljana, Slovenia
Slovenian Dun and Bradstreet operating company (formerly Bisnode Slovenia, GVIN). Provides business credit reports, monitoring, and KYC products on Slovenian and ex-Yugoslav entities.
Stockholm, Sweden
Swedish Dun and Bradstreet operating company (formerly Bisnode Sweden) providing business credit, master-data, and compliance services on Nordic and global entities.
Copenhagen, Denmark
Danish Dun and Bradstreet operating company (formerly Bisnode Denmark) providing business credit, marketing, and KYC products on Danish and global firms.
Budapest, Hungary
Hungarian Dun and Bradstreet operating company (formerly Bisnode Hungary) providing business credit, marketing, and master-data services.
Budapest, Hungary
Hungarian central credit information system operator (KHR) owned by Hungarian banks. Holds mandatory consumer and corporate credit data used in all licensed lending decisions.
Biuro Kredytnyx Istorii Moldova
Chisinau, Moldova
Moldovan Credit Bureau (ICB) operating since 2008 as the country's main credit history register, regulated by the National Bank of Moldova. Provides consumer and SME scoring to Moldovan lenders.
Tiel, Netherlands
Dutch national consumer credit bureau (Bureau Krediet Registratie) holding records on roughly 11 million consumers. Mandatory data source for licensed Dutch lenders.
Belgrade, Serbia
Serbian business intelligence platform aggregating APR business register, balance sheets, and litigation data on Serbian firms. Sells subscriptions to sales, credit, and compliance teams.
Neuss, Germany
Creditreform consumer credit bureau in Germany covering roughly 60 million consumer records. Sells scoring, address validation, and fraud-screening services to e-commerce and lender clients.
Sarajevo, Bosnia and Herzegovina
Bosnia and Herzegovina business intelligence portal aggregating local registry, court, and tax data on Bosnian firms. Sells subscriptions for credit and counterparty checks.
Bürgel Wirtschaftsinformationen
Hamburg, Germany
German business and consumer credit information provider owned by EOS Holding. Delivers solvency reports, monitoring, and debtor data on more than 5 million German companies.
CBCB Czech Banking Credit Bureau
Prague, Czech Republic
Czech bank credit bureau jointly owned by member banks aggregating retail credit data on Czech consumers. Mandatory data source for participating Czech banks.
Central Credit Register Ireland
Dublin, Ireland
Mandatory Irish credit register operated by the Central Bank of Ireland under the 2013 Credit Reporting Act. Lenders must submit and consult it for credit applications over 2,000 euros.
San Donato Milanese, Italy
Italian leader in business and credit intelligence covering every Italian firm via the Cerved Group decision-support platform. Sells credit ratings, fraud, sustainability, and real-estate data to banks, insurers, and corporates.
Skopje, North Macedonia
Macedonian credit bureau operated by member banks (Makedonsko kreditno biro). Mandatory data source for licensed Macedonian lenders for consumer and corporate credit.
CNCB - Czech Non-Banking Credit Bureau
Prague, Czech Republic
Czech non-banking credit register operated jointly with CBCB covering leasing companies and consumer-finance lenders.
Sofia, Bulgaria
Bulgarian arm of Coface providing trade credit insurance, business information, and recovery on Bulgarian counterparties.
Warsaw, Poland
Polish arm of Coface providing trade-credit insurance plus business information, scoring, and recovery on Polish counterparties. Distinct local services from global Coface (reserved).
Bucharest, Romania
Romanian arm of Coface providing trade credit insurance, business information, and recovery services on Romanian counterparties. Distinct local services from global Coface (reserved).
London, United Kingdom
UK company-data portal aggregating Companies House filings, director networks, and credit scores on every active British entity. Sells freemium search plus paid subscriptions and document downloads.
Brussels, Belgium
Belgian business information portal aggregating Crossroads Bank and accounts filings on roughly 2 million entities. Sells reports, monitoring, and prospecting subscriptions.
Tallinn, Estonia
Estonian Creditinfo arm providing consumer and SME credit data, scoring, and KYC on Estonian and Baltic entities.
Tbilisi, Georgia
Georgian Creditinfo arm operating since 2005 as the main credit bureau covering both consumer and corporate borrowers in Georgia.
Reykjavik, Iceland
Icelandic operating arm of Creditinfo Group (Lánstraust hf.) covering consumer and business credit, real-estate, and KYC data. Sells subscriptions to Icelandic banks and corporates.
Riga, Latvia
Latvian Creditinfo arm (KIB) operating the licensed credit register for Latvia. Provides scoring, KYC, and decisioning to Latvian banks and finance houses.
Vilnius, Lithuania
Lithuanian Creditinfo arm holding consumer credit-history records on roughly 2.5 million Lithuanians. Sells scoring and KYC products to Lithuanian banks and lenders.
Bucharest, Romania
Romanian Creditinfo arm operating since 2002 providing credit information, scoring, and KYC on Romanian companies and consumers.
Tashkent, Uzbekistan
Uzbek Credit Information Analytical Center owned by Creditinfo Group, providing consumer and SME credit data to local banks.
Vienna, Austria
Austrian arm of the Creditreform federation, providing business credit reports, monitoring, and B2B collections. Operates from regional offices across Austria and links into the Verband der Vereine Creditreform network.
Sofia, Bulgaria
Bulgarian Creditreform arm offering business credit reports, debt collection, and CrefoCert solvency certification on Bulgarian entities.
Prague, Czech Republic
Czech Creditreform arm offering business reports, monitoring, and recovery on Czech and global entities. Member of the international Creditreform network.
Budapest, Hungary
Hungarian Creditreform arm providing business reports, monitoring, and amicable collections across Hungary and the Creditreform federation.
Niederanven, Luxembourg
Luxembourg member of the Creditreform federation providing business credit reports, monitoring, and amicable collections to local banks, insurers, and corporates.
Bucharest, Romania
Romanian Creditreform arm based in Bucharest offering business reports, monitoring, debt collection, and CrefoZert solvency certification.
Bratislava, Slovakia
Slovak Creditreform arm based in Bratislava offering business reports, debt collection, and insolvency analyses across Slovakia and the wider Creditreform network.
Cardiff, United Kingdom
UK-headquartered international business credit reporting group with files on more than 430 million entities. Sells reports, monitoring, and credit-decisioning tools to SMEs and corporates from offices in 14 countries.
Leeds, United Kingdom
UK consumer credit reference agency operating as the fourth designated CRA alongside Experian, Equifax, and TransUnion. Provides credit data and identity verification to lenders, with a focus on thin-file and underserved consumers. Subsidiary of Lowell Financial Services Group.
Vilnius, Lithuania
Lithuanian Creditreform arm offering business reports, debt collection, and CrefoCert certification on Lithuanian counterparties.
Bologna, Italy
Italian CRIF business information arm and exclusive Dun and Bradstreet partner in Italy. Sells commercial reports, monitoring, ESG, and recovery tools on Italian and global firms.
Zurich, Switzerland
Swiss CRIF entity (formerly Deltavista and Teledata) running the ZEK-adjacent consumer credit pool and B2B information services for banks, telcos, and merchants.
Sofia, Bulgaria
Bulgarian arm of CRIF Group operating the consumer credit register on behalf of member banks. Provides credit data, scoring, and risk products to Bulgarian financial institutions.
Hamburg, Germany
German consumer and SME credit data joint venture between CRIF and Bürgel. Provides scoring, fraud, and identity products to lenders and merchants in the DACH region.
Prague, Czech Republic
Czech CRIF Group entity operating credit, business information, and KYC platforms for Czech banks and corporates. Distinct local services from global CRIF Group (reserved).
Bologna, Italy
Italian CRIF entity operating EURISC, the main Italian consumer credit reference register. Sells scoring, fraud, and KYC products to Italian banks and finance companies (distinct from global CRIF Group reseller relationships).
Warsaw, Poland
Polish CRIF Group entity providing business and credit information, scoring, and decisioning to Polish banks, telcos, and fintechs.
Pristina, Kosovo
Kosovo central credit register operated by the Central Bank of the Republic of Kosovo aggregating data from licensed financial institutions. Mandatory data source for Kosovan lenders.
Podgorica, Montenegro
Montenegrin business intelligence portal aggregating Central Register filings and financial statements on local entities. Sells subscriptions to credit and procurement teams.
Sofia, Bulgaria
Bulgarian B2B intelligence portal aggregating Commercial Register filings on more than 600,000 Bulgarian entities. Sells freemium search plus paid subscriptions and API access.
Aarhus, Denmark
Danish bad-debt and KYC registry covering both consumers and companies. Sells subscriptions to lenders, landlords, and merchants for screening and collections.
Amsterdam, Netherlands
Dutch business credit and decisioning provider owned by Atradius. Sells scoring, monitoring, and account-management products to Benelux corporates and lenders.
Madrid, Spain
Self-service Spanish company-reports portal operated by Informa D&B. Sells pay-per-use commercial reports, accounts, and marketing files on Spanish and global firms.
Bordeaux, France
French commercial information and risk-management company carved out of Coface Services. Offers business reports, scoring, KYC, and B2B prospecting data on French and international entities.
London, United Kingdom
UK company-intelligence platform aggregating Companies House data on more than 11 million entities with credit scoring, sales intelligence, and KYC products. Sells freemium search plus paid subscriptions and API access.
Helsinki, Finland
Nordic credit-data group listed in Helsinki, parent of UC (Sweden) and Asiakastieto (Finland). Reports on more than 11 million private and corporate customers.
Moscow, Russia
Russian Equifax arm operating a qualified credit bureau registered with the Bank of Russia. Provides scoring, KYC, and fraud-prevention services to Russian lenders (distinct local entity).
Warsaw, Poland
Polish economic information bureau holding debtor records on consumers and SMEs. Sells subscriptions to creditors and the public for debt verification and bad-debt registration.
Ballerup, Denmark
Danish RKI debtor register operated by Experian, the de facto national bad-debt database for Danish consumers. Sells registration, scoring, and KYC products to lenders, telcos, and utilities.
Rome, Italy
Italian Experian arm operating the Consorzio Tutela del Credito consumer credit register. Provides scoring, fraud, and analytics products to lenders (distinct from global Experian, which is reserved).
Zagreb, Croatia
Croatian Financial Agency operating the central register of annual financial statements, BON-1 and BON-2 solvency reports, and beneficial-ownership filings. Distributes data to commercial vendors and the public.
Bratislava, Slovakia
Slovak company-data portal aggregating commercial register, financial statements, and bankruptcies on every Slovak entity. Sells freemium search plus paid Premium and API subscriptions.
Veenendaal, Netherlands
Dutch consumer credit and risk-decisioning provider for telcos, utilities, and e-commerce. Operates a national payment-experience pool and KYC services in the Netherlands and Belgium.
Amsterdam, Netherlands
Dutch business information arm of Creditsafe (formerly Graydon BV) covering more than 30 million Benelux entities. Sells credit reports, monitoring, and master-data products.
Athens, Greece
Greek business information and credit-rating vendor offering company reports, sector studies, and scoring on Greek firms. Sells subscriptions to banks, advisers, and corporates.
Zagreb, Croatia
Croatian Bank Association credit information system aggregating consumer and SME credit data from member banks. Mandatory data source for participating Croatian lenders.
Madrid, Spain
Spanish commercial information subsidiary of Credito y Caucion (Atradius). Sells the Insight View platform with credit, marketing, and registry data on more than 430 million entities worldwide.
Lisbon, Portugal
Portuguese arm of Iberinform offering commercial reports, scoring, and marketing files on Portuguese entities. Distributes the Insight View platform to local credit and sales teams.
Athens, Greece
Greek business information leader (formerly ICAP) operating across Greece, Cyprus, Bulgaria, and Romania. Sells business reports, scoring, credit ratings, and HR services as part of CRIF Group.
Nicosia, Cyprus
Cyprus-headquartered business information group offering credit, AML, KYC, and debt-recovery services across Cyprus, Greece, and 50 other markets.
Tallinn, Estonia
Estonian company-data portal aggregating Business Register and tax filings on every Estonian entity. Sells freemium search plus paid reports and API.
Lisbon, Portugal
Portuguese arm of Informa D&B and exclusive Dun and Bradstreet partner in Portugal. Sells commercial credit, marketing, and KYC reports on Portuguese and global firms.
Madrid, Spain
Spanish business information leader and exclusive Dun and Bradstreet partner in Spain. Sells commercial reports, scoring, marketing, and compliance data on more than 600 million entities globally.
Baden-Baden, Germany
German consumer credit and risk data subsidiary of Arvato Financial Solutions. Operates a shared payment-experience pool used by retailers, telcos, and utilities for scoring and fraud checks.
Rome, Italy
Italian business information group owned by Tinexta covering Italian and European corporate data, KYC, and ESG. Sells subscriptions to banks, insurers, and corporates.
Stockholm, Sweden
Swedish-listed European credit management group operating in 20 countries with 9,000 staff. Sells debt collection, debtor data, and KYC services across consumer and B2B segments.
Schwerzenbach, Switzerland
Swiss arm of Intrum providing consumer and SME credit data, scoring, and debt collection. Operates the inkasso.ch debtor pool feeding scoring used by Swiss telcos and online merchants.
Dublin, Ireland
Irish consumer credit bureau owned by member banks and finance houses. Holds credit histories used in conjunction with the Central Credit Register run by the Central Bank of Ireland.
Yekaterinburg, Russia
Russian counterparty due diligence platform from SKB Kontur aggregating tax-service, court, and procurement data on Russian companies. Widely used by Russian compliance and procurement teams.
Wroclaw, Poland
Polish national debtors register (Krajowy Rejestr Dlugow) holding both B2B and consumer bad-debt records. Sells subscriptions to lenders, telcos, utilities, and merchants for screening and recovery.
Tallinn, Estonia
Estonian credit information bureau owned by Asiakastieto / Enento, providing consumer and SME scoring, monitoring, and KYC on Estonian counterparties.
Belgrade, Serbia
Serbian credit bureau operated by the Association of Serbian Banks aggregating consumer and corporate credit data. Mandatory data source for licensed Serbian banks.
Vienna, Austria
Austrian credit bureau and creditor protection association covering roughly 640,000 active companies and the national insolvency register. Sells solvency data, monitoring, and collection services to member businesses.
Padua, Italy
Italian commercial information vendor offering business reports, monitoring, and protested-bill data on Italian firms. Sells freemium search and paid subscriptions to advisers and SMEs.
Leeds, United Kingdom
European credit management group (formed via Lindorff merger) operating debt collection and debtor-data services across 12 countries. Sells debtor pool data and recovery to banks, telcos, and utilities.
Sarajevo, Bosnia and Herzegovina
Bosnian credit bureau (LRC kreditni biro) covering both Federation and Republika Srpska entities and consumers. Provides scoring and credit-history data to local banks and lenders.
Lille, France
French B2B sales-intelligence and credit-data provider covering more than 11 million entities. Sells prospect files, scoring, and account-monitoring services to marketing and finance teams.
Trieste, Italy
Italian fintech credit-rating agency registered with ESMA. Sells the Tigran rating platform and on-demand corporate ratings across European corporates and SMEs.
Zurich, Switzerland
Swiss company-data portal owned by Ringier covering all Handelsregister entities and consumer credit checks. Sells single reports and subscriptions to lawyers, brokers, and SMEs.
Moscow, Russia
National Bureau of Credit Histories of Russia, the largest of Russia's three qualified bureaus, registered with the Bank of Russia. Holds consumer credit histories used by major Russian banks.
Moscow, Russia
Russian United Credit Bureau (Obyedinennoye Kreditnoye Byuro) jointly owned by Sberbank, Experian, and Interfax. Provides consumer credit histories and scoring to Russian lenders.
Warsaw, Poland
Polish business intelligence vendor offering company reports, monitoring, and AML data on Polish entities. Sells SaaS subscriptions to compliance and sales teams.
Bordeaux, France
French B2B credit information and collections firm covering client and supplier risk in France and across Europe. Sells business reports, monitoring, and amicable collection from offices in six European countries.
Copenhagen, Denmark
Danish company-data portal from Enento Group covering Erhvervsstyrelsen filings on more than 600,000 Danish entities. Sells freemium search plus paid subscriptions.
Oslo, Norway
Norwegian company-data portal from Enento Group aggregating Brønnøysund and accounts data on every Norwegian entity. Sells freemium search plus paid reports and subscriptions.
Kyiv, Ukraine
Ukrainian First All-Ukrainian Bureau of Credit Histories (PVBKI), a qualified credit bureau registered with the National Bank of Ukraine. Provides consumer scoring and credit-history data to Ukrainian lenders.
Manchester, United Kingdom
UK business credit and financial-risk platform from Begbies Traynor covering more than 7 million entities. Sells subscriptions for credit checks, monitoring, and AML screening.
Bucharest, Romania
Romanian company-data portal aggregating Trade Register, ANAF, and litigation data on more than 1.5 million local entities. Sells freemium search plus paid reports.
Wiesbaden, Germany
German credit bureau holding records on roughly 68 million consumers and 6 million businesses. Sells creditworthiness scores, identity verification, and fraud-prevention data to banks, telcos, and retailers.
Vilnius, Lithuania
Lithuanian credit scoring and decisioning platform aggregating Baltic credit, registry, and bank data. Sells KYC and scoring API to fintech lenders across the Baltics.
Ljubljana, Slovenia
Slovenian central consumer credit information system operated by Bank Association of Slovenia. Mandatory data feed for licensed Slovenian consumer lenders.
Oslo, Norway
Norwegian Dun and Bradstreet operating company (formerly Soliditet and Bisnode Norway). Sells business credit reports, monitoring, and master data on Norwegian and global entities.
Prague, Czech Republic
Czech and Slovak non-bank credit bureau covering telcos, utilities, and consumer-finance creditors. Aggregates negative and positive payment data on Czech and Slovak consumers.
Moscow, Russia
Russian business intelligence platform from Interfax aggregating Federal Tax Service, court, treasury, and accounts data on Russian firms. Used by 183 of the top 200 Russian banks and 162 of the Forbes Russia 200.
Dublin, Ireland
Irish credit-risk and debt-collection publisher operating since 1836. Publishes judgments, insolvencies, and credit reports on Irish individuals and companies.
Helsinki, Finland
Finnish credit information bureau (part of Enento Group) holding records on every Finnish company and adult consumer. Sells credit reports, monitoring, marketing, and decisioning services.
Bucharest, Romania
Romanian B2B intelligence platform aggregating Trade Register, ANAF, and litigation data on all Romanian firms. Sells subscriptions and API to lawyers, accountants, and credit teams.
Athens, Greece
Greek bank-owned interbank information system holding the main consumer and SME credit registry. Mandatory data source for licensed Greek lenders.
Leeds, United Kingdom
UK consumer credit reference agency (formerly Callcredit) covering 50 million British consumers. Provides scoring, fraud prevention, and open-banking decisioning to lenders, telcos, and utilities.
Roeselare, Belgium
Belgian B2B information service from Roularta Media hosting financial data and rankings on Belgian companies. Sells company-report and ranking-data subscriptions to advisers and sales teams.
Kyiv, Ukraine
Ukrainian Bureau of Credit Histories, the largest credit bureau in Ukraine. Holds consumer credit histories and corporate reputation files used by every major Ukrainian bank.
Stockholm, Sweden
Swedish credit information bureau (part of Enento Group) covering 100% of Swedish individuals and companies. Sells credit scoring, monitoring, KYC, and beneficial-ownership data to banks and corporates.
Dublin, Ireland
Irish business information service from CRIFVision-Net covering more than 400,000 Irish entities with credit, financial, and director data. Sells single reports and subscription packages.
Kyiv, Ukraine
Ukrainian counterparty intelligence platform with dossiers on 7+ million Ukrainian companies and sole proprietors from 220+ official sources. Used by 94% of Ukrainian banks.
Zentralstelle für Kreditinformation
Zurich, Switzerland
Swiss central credit information bureau owned by member banks and consumer-lending firms. Operates the IKO and ZEK shared credit databases mandated under the Consumer Credit Act.
North America
10 suppliers in this region.
Meriden, Connecticut, USA
US business credit bureau specializing in transportation, fuel, and produce industries. Aggregates B2B trade payment data from cooperative members.
Boca Raton, Florida, USA
US commercial credit and supplier risk data provider tracking $1.5T+ in B2B spend data. Owned by Moody's. Provides credit reports, monitoring, and analytics on US private companies.
Valley Cottage, New York, USA
US-based commercial credit risk analytics provider covering 60,000+ public companies globally. Provides FRISK and PAYCE scores, financial statements, and credit reports for B2B credit decisions.
Toronto, Ontario, Canada
Canadian consumer and business credit reporting agency. One of two national bureaus in Canada. Provides credit reports, scores, fraud alerts, and business credit data.
Equifax Workforce Solutions (The Work Number)
St. Louis, Missouri, USA
US database of payroll and employment records covering 600M+ records contributed by 2M+ employers. Used for income and employment verification in lending, mortgage, and government decisioning.
Pittsburgh, Pennsylvania, USA
US national consumer credit reporting agency, sometimes considered the 'fourth bureau' alongside Equifax, Experian, and TransUnion. Provides consumer disclosures, security freezes, and fraud alerts.
NACM National Trade Credit Report
Columbia, Maryland, USA
National Association of Credit Management member-contributed US business credit reports. Pulls trade payment data from member credit departments across industries.
Skokie, Illinois, USA
Small business credit data exchange aggregating US commercial payment data from major equipment finance and lending companies. Acquired by Equifax in 2019 and integrated into Equifax Commercial.
Kennesaw, Georgia, USA
US alternative credit data and risk decisioning provider. Offers consumer and small-business credit reports, payment data, and ID verification primarily for subprime and non-traditional lenders.
New York, New York, USA
Financial health ratings provider analyzing public and private company financial statements to produce Financial Health Ratings (FHR). Used for supplier, customer, and counterparty risk management.
Latin America & Caribbean
40 suppliers in this region.
Panama City, Panama
Panama's main credit bureau (Asociación Panameña de Crédito). Provides consumer and commercial credit data, regulated under Panamanian law. Owned by Panamanian banking consortium.
Brasília, Brazil
Brazilian Central Bank's Sistema de Informações de Crédito. Mandatory credit information system aggregating loan-level data from all regulated Brazilian financial institutions. Used for prudential supervision and consumer credit reports.
Buenos Aires, Argentina
Argentine Central Bank's Central de Deudores del Sistema Financiero. Free public lookup of debtors with classified credit status (1-5) across Argentine banks. Mandatory reporting by all regulated lenders.
BCU Central de Riesgos Uruguay
Montevideo, Uruguay
Uruguayan Central Bank's Central de Riesgos Crediticios. Aggregates loan and exposure data from regulated Uruguayan banks for prudential supervision and credit reporting.
Santiago, Chile
Chilean credit bureau operated by TransUnion (formerly Boletín de Informaciones Comerciales / BIC). Provides commercial credit reports and consumer data for the Chilean market.
Asunción, Paraguay
Paraguayan credit bureau and commercial information service competing with Informconf. Provides consumer credit history, payment behavior, and corporate data.
São Paulo, Brazil
Brazilian credit bureau (former SCPC). Provides consumer and business credit reports, fraud prevention, and identity verification. Acquired by Equifax in 2023 and operates under the Boa Vista brand.
Mexico City, Mexico
Mexico's largest credit bureau, formally Trans Union de México and Buró Nacional de Crédito. Holds consumer credit data on most Mexican borrowers. Regulated by CNBV. Owned by a consortium including TransUnion, Equifax, Dun & Bradstreet, and Mexican banks.
Bridgetown, Barbados
Regional Caribbean credit bureau serving members of the Caribbean Confederation of Credit Unions across multiple Eastern Caribbean territories.
Mexico City, Mexico
Mexico's second national credit bureau, owned by major Mexican retailers (Elektra, Coppel). Focused on consumer lending data including subprime and retail credit. Regulated by CNBV.
CreditChex Trinidad and Tobago
Port of Spain, Trinidad and Tobago
Caribbean credit bureau covering Trinidad and Tobago and other Caribbean territories. Provides consumer credit reports and identity verification services to regional banks and lenders.
Kingston, Jamaica
Jamaica's primary licensed credit bureau, part of the Creditinfo Group. Provides consumer and commercial credit reports under the Credit Reporting Act 2010.
Kingston, Jamaica
Licensed Jamaican credit bureau operated as a joint venture between CRIF (Italy) and NM Credit Assure. One of three licensed Jamaican bureaus under the Credit Reporting Act 2010.
Mexico City, Mexico
Mexican affiliate of Dun & Bradstreet providing commercial credit reports, business information, and risk analytics on Mexican companies. Issues D-U-N-S numbers.
Bogotá, Colombia
Colombia's largest credit bureau, operated by Experian. Holds consumer and commercial credit data on most Colombian borrowers. Regulated under Habeas Data law 1266/2008.
DataCrédito República Dominicana
Santo Domingo, Dominican Republic
Dominican Republic's largest credit bureau, part of the Experian group. Provides consumer and commercial credit reports, scoring, and fraud prevention.
Santiago, Chile
Chilean consumer and commercial credit bureau operated by Equifax. DICOM is the dominant consumer credit data source in Chile, providing payment history, scores, and identity verification.
La Paz, Bolivia
Bolivian credit bureau providing payment history and credit risk data, regulated by ASFI. Operates alongside Infocred as one of two licensed Bolivian credit information firms.
Equifax Centroamérica (Guatemala, El Salvador, Honduras, Nicaragua)
Guatemala City, Guatemala
Equifax operations in Central America covering Guatemala, El Salvador, Honduras, and Nicaragua. Provides consumer and business credit reports, scoring, and identity verification.
San José, Costa Rica
Costa Rican credit bureau operated by Equifax. Provides consumer credit reports, business credit data, and identity verification across Central America.
Equifax Mexico (Círculo de Crédito predecessor data)
Mexico City, Mexico
Mexican operations of Equifax providing consumer and commercial credit information, identity verification, and fraud prevention. Equifax also holds minority interest in Buró de Crédito.
Asunción, Paraguay
Paraguay's dominant credit bureau operated under the Equifax/Informconf brand. Provides consumer and commercial credit reports widely used by Paraguayan banks, retailers, and lenders.
Lima, Peru
Peruvian credit bureau operated by Equifax (formerly InfoCorp before consolidation). Provides consumer and commercial credit data, identity verification, and fraud prevention.
Montevideo, Uruguay
Uruguayan credit bureau operated by Equifax (formerly Datos Confiables / Clearing de Informes). Provides consumer credit reports, scoring, and corporate information.
Buenos Aires, Argentina
Argentine commercial information and credit risk firm providing business credit reports, judicial records, and AML screening for Argentine entities.
La Paz, Bolivia
Bolivian credit bureau (Buró de Información Crediticia) providing consumer and commercial credit data, regulated by the Bolivian financial regulator ASFI.
Guatemala City, Guatemala
Guatemalan credit bureau providing consumer credit reports, scoring, and identity verification. Competes alongside Equifax and TransUnion in the Guatemalan market.
Buenos Aires, Argentina
Argentine commercial and consumer information service providing credit reports, person searches, and corporate information across Argentina, Uruguay, Paraguay, and Chile.
Bogotá, Colombia
Colombian credit bureau owned by Fenalco (national retailer federation). Specializes in retail and consumer credit data, complementing the bank-focused bureaus.
São Paulo, Brazil
Brazilian credit bureau formed in 2018 by the five largest Brazilian banks (Itaú, Bradesco, Santander, Banco do Brasil, Caixa). Provides positive credit data, scores, and fraud prevention services to lenders.
Lima, Peru
Peruvian credit bureau providing consumer and commercial credit reports, scoring, and risk management services. One of the leading credit information firms in Peru.
Santiago, Chile
Chilean banking information and clearing service co-owned by Chilean banks. Provides interbank check clearing, identity verification, and credit information services to member institutions.
Brasília, Brazil
Brazilian credit protection database operated by the Confederação Nacional de Dirigentes Lojistas. Provides consumer credit data, payment history, and default lists used by retailers and lenders nationwide.
Sumando Ecuador (Buró de Información Crediticia)
Quito, Ecuador
Ecuadorian credit bureau providing consumer and commercial credit reports, regulated by the Superintendencia de Bancos. Successor to the historical Equifax Ecuador operations after regulatory changes.
Kingston, Jamaica
TransUnion Caribbean operations covering Jamaica, Trinidad and Tobago, Barbados, and the Eastern Caribbean. Provides consumer credit reports and identity solutions.
Guatemala City, Guatemala
TransUnion Central America operations covering Guatemala, El Salvador, Honduras, Nicaragua, Dominican Republic, and Costa Rica. Provides consumer credit data and risk scoring.
Bogotá, Colombia
Colombia's second major credit bureau, operated by TransUnion (formerly Cifin, the financial sector bureau owned by Asobancaria). Provides consumer and commercial credit data.
TransUnion Costa Rica (Protectora de Crédito)
San José, Costa Rica
Costa Rican credit bureau operated by TransUnion (formerly Protectora de Crédito Comercial). Provides consumer credit data, scores, and commercial credit reports.
TransUnion República Dominicana
Santo Domingo, Dominican Republic
Dominican operations of TransUnion. Provides consumer credit reports, scores, and identity verification services regulated by the Superintendencia de Bancos.
Buenos Aires, Argentina
Argentine consumer and commercial credit reporting agency operating under the Equifax brand (formerly Organización Veraz). Dominant credit bureau in Argentina.
ASEAN
25 suppliers in this region.
Brunei Darussalam Central Bank Credit Bureau
Bandar Seri Begawan, Brunei
Brunei's central credit bureau operated by Brunei Darussalam Central Bank using CRIF technology. Provides credit reports to licensed banks and finance companies under BDCB authorization.
Bangkok, Thailand
Thailand's largest commercial business data provider with 2 million Thai company records and 600 million global records. Operates Corpus X analytics, Xignal for FIs, MatchLink, and DebtLine debt collection. SET-listed.
Makati City, Philippines
Philippines' oldest credit bureau and accessing entity to the CIC. Offers consumer and business credit reports, background screening, and KYB through API integration with HRIS, ATS, and LOS systems.
Singapore
Singapore-listed holding group operating consumer and commercial credit bureaus and business information services across Singapore, Malaysia, Cambodia, and Myanmar. Distributes Dun and Bradstreet products in Southeast Asia.
Phnom Penh, Cambodia
Cambodia's sole licensed credit bureau under the National Bank of Cambodia. Provides consumer and SME credit reports, scoring, and portfolio monitoring to banks, microfinance institutions, and lenders.
Kuala Lumpur, Malaysia
Malaysian credit bureau jointly owned by Sunway and Credit Guarantee Corporation. Offers MyScore consumer reports, MyBizScore company reports, CBM CreditPro business assessments, and SSM document plus UBO reports.
Singapore
Singapore's primary consumer credit bureau, jointly owned by the Association of Banks in Singapore and Infocredit Holdings. Provides consumer credit reports to banks, finance companies, and individuals under MAS oversight.
Credit Information Corporation Philippines
Makati City, Philippines
Philippines sole public credit registry under R.A. 9510. Receives and consolidates credit data from banks and lenders and provides consumer and business credit reports through accredited bureaus.
Kuala Lumpur, Malaysia
Malaysian credit reporting agency licensed under the Credit Reporting Agencies Act 2010. Offers consumer credit reports (MyCTOS), business credit management (CTOS Credit Manager), and international business reports for banks, lenders, and SMEs.
Singapore
Singapore consumer credit bureau owned by Credit Bureau Asia. Aggregates payment data from non-bank lenders, finance companies, and retailers to provide credit reports for lending decisions.
Singapore
Singapore business intelligence company providing company credit reports, trade references, and SME credit ratings. Part of the Credit Bureau Asia group.
Bangkok, Thailand
Local Dun and Bradstreet operation in Thailand run by Business Online (BOL). Distributes D-U-N-S numbers, D&B Hoovers, Finance Analytics, Risk Analytics, and ESG Intelligence to Thai enterprises.
Hanoi, Vietnam
Vietnamese financial information provider offering FiinPro company data platform, FiinRatings credit ratings, and FiinTrade research. Joint venture partner with Nikkei and S&P Global Market Intelligence.
Singapore
Singapore business information group providing company credit reports, trade bureau data, and risk management tools. Holds a stake in Credit Bureau Singapore and operates BizInsights for SME risk scoring.
Kredit Biro Indonesia Jaya (KBIJ)
Jakarta, Indonesia
Indonesian licensed credit bureau (Lembaga Pengelola Informasi Perkreditan, LPIP) supervised by OJK. Issues consumer and SME credit reports and scoring to member banks, multifinance companies, and fintech lenders. One of three OJK-licensed LPIPs alongside PEFINDO Biro Kredit and CRIF Indonesia.
Vientiane, Laos
Credit bureau operated by the Bank of the Lao PDR under its Credit Information Bureau division. Provides consumer and SME credit data to licensed banks and microfinance institutions.
Yangon, Myanmar
Myanmar's first licensed credit bureau, joint venture between Myanmar Banks Association and Asian Credit Bureau Holdings (a Credit Bureau Asia entity). Operates under Central Bank of Myanmar supervision.
National Credit Bureau Thailand
Bangkok, Thailand
Thailand's national consumer and SME credit bureau established under the Credit Information Business Act 2002. Provides credit reports to member banks, finance companies, and consumers.
Kuala Lumpur, Malaysia
Malaysian credit reporting agency operated by One Strategy Group Sdn Bhd, approved by the Ministry of Finance on 27 Nov 2024 under the Credit Reporting Agencies Act 2010. Issues credit reports and scores on individuals and businesses, plus entity screening, fraud detection, and risk analytics for banks, property developers, insurers, marketplaces, telcos, retailers, and POS providers.
Jakarta, Indonesia
Indonesian licensed credit bureau (Lembaga Pengelola Informasi Perkreditan) jointly owned by PEFINDO and partners. Provides consumer and commercial credit reports to banks and finance companies under OJK supervision.
Jakarta, Indonesia
Indonesian KYC and credit assessment platform providing alternative scoring, ID verification, and fraud screening for digital lenders, e-commerce, and fintech firms.
Kuala Lumpur, Malaysia
Malaysian credit reporting agency operating under the Credit Reporting Agencies Act 2010. Offers Creditrack company and individual reports, Trade Bureau payment data, Red Alert monitoring, and international reports through an Experian partnership.
Singapore
Singapore-headquartered fintech providing AI alternative credit scoring, eKYC, and customer acquisition products to banks in India, Indonesia, and Vietnam. Operates Trust Scores and Trust Vision platforms.
Vietnam Credit Information Center
Hanoi, Vietnam
State Bank of Vietnam credit information centre and the country's principal credit registry. Provides borrower credit reports, scoring, and corporate risk profiles to licensed credit institutions.
Hanoi, Vietnam
Vietnamese commercial credit and business information firm offering company credit reports, due diligence, debt collection, and market research for foreign buyers entering Vietnam.
East Asia
28 suppliers in this region.
CCXAP (China Chengxin Asia Pacific)
Hong Kong
Hong Kong-based credit rating agency affiliated with China Chengxin, rating Asian USD bond issuers and structured deals. Recognised by HKMA and SFC.
China Chengxin International Credit Rating
Beijing, China
China's largest domestic credit rating agency, rating onshore RMB bonds, structured finance, and Chinese corporates. Formerly affiliated with Moody's (which divested its stake in 2020). Publishes rating actions and methodologies.
Beijing, China
Chinese domestic credit rating agency rating onshore bonds, banks, and corporates. Operates the Lianhe Ratings Global Limited subsidiary in Hong Kong for offshore issuance.
Tokyo, Japan
Japan's consumer credit information center operated by member credit companies. Holds Japanese consumer credit records; corporate credit on principals is accessible via member lenders only.
Tokyo, Japan
Japan's SME credit risk data sharing initiative aggregating financial data on over 2M Japanese SMEs from member banks. Operates the CRD scoring model used by Japanese regional banks for SME lending. Closed membership.
Beijing, China
Chinese domestic credit rating agency known for sovereign and corporate ratings. Was suspended by Chinese regulators in 2018 for compliance breaches; restructured under new ownership in 2019.
Taipei, Taiwan
Taiwan office of Fitch Ratings, providing local-currency and international ratings for Taiwanese banks, insurers, and corporates. Operates under Taiwan Financial Supervisory Commission recognition.
Tokyo, Japan
Japan Bankers Association's Personal Credit Information Center (KSC), the bureau for Japanese consumer credit at member banks. Closed; corporate access via member banks only.
Tokyo, Japan
JCB operates Japan's credit card network and provides cardholder credit information services. For corporate credit on Japanese companies, JCB licenses data through partners; primary identity is as a payment scheme.
Tokyo, Japan
Japanese domestic credit rating agency (JCR) rating Japanese and Asian sovereign, corporate, and structured finance issuers. Recognised as a Designated Credit Rating Agency by Japan FSA and as NRSRO by US SEC.
Tokyo, Japan
Japan Credit Information Reference Center, the third major Japanese consumer credit bureau alongside CIC and KSC. Member-access only; aggregates consumer finance company lending data.
Joint Credit Information Center
Taipei, Taiwan
Taiwan's national credit bureau (聯合徵信中心), the consolidated source of corporate and consumer credit data for Taiwanese financial institutions. Member access only; commercial bureau reports for banks, leasing companies, and securities firms.
Seoul, South Korea
South Korean consumer credit bureau (KCB) holding personal credit data on Korean residents. Used by Korean financial institutions for retail underwriting and KYC on Korean individuals.
Korea Credit Information Services
Seoul, South Korea
South Korea's public credit information body (KCIS, 한국신용정보원), the central repository of credit data on Korean corporates and consumers. Operates under Financial Services Commission oversight. Closed bureau for licensed financial institutions.
Seoul, South Korea
South Korean credit rating agency (KIS), a Moody's Investors Service affiliate. Rates Korean corporates, financial institutions, and structured finance. Recognised by Financial Services Commission.
Seoul, South Korea
South Korean credit rating agency, a Fitch Group affiliate. Rates Korean bonds, banks, and corporates. Recognised by Financial Services Commission.
Ulaanbaatar, Mongolia
Mongolian commercial credit information provider offering corporate credit reports, financials, and trade references on Mongolian companies. Used by exporters and trade finance teams.
Mongolian Credit Information Bureau
Ulaanbaatar, Mongolia
Mongolia's central credit registry operated by the Bank of Mongolia. Aggregates credit data from licensed Mongolian banks and non-bank financial institutions for prudential supervision and lender access.
Nice Credit Information Service
Seoul, South Korea
South Korea's leading commercial corporate credit bureau (NICE D&B partner) covering 4M+ Korean entities with credit reports, financials, and risk scoring. Used by Korean banks and exporters.
Seoul, South Korea
South Korean domestic credit rating agency (NICE Ratings) rating onshore KRW bonds, financial institutions, and corporates. Recognised by Korea Financial Services Commission. Part of NICE Group.
Shenzhen, China
Chinese domestic credit rating agency covering bonds, financial institutions, and structured finance. Operates Pengyuan International in Hong Kong for cross-border ratings.
Suzhou, China
Chinese commercial credit information platform covering 300M+ entities with SAMR registration, court enforcement records, administrative penalties, and corporate networks. Operates an enterprise API and risk monitoring suite used by banks and procurement teams.
Rating and Investment Information
Tokyo, Japan
Japanese domestic credit rating agency (R&I) rating Japanese bonds, banks, insurers, and structured finance. Recognised by Japan Financial Services Agency. Spinoff of Nikkei's rating arm.
Shanghai Brilliance Credit Rating
Shanghai, China
Chinese domestic credit rating agency rating onshore corporate bonds, financial institutions, and structured finance. Recognized by the People's Bank of China and the National Association of Financial Market Institutional Investors.
Beijing, China
China Export & Credit Insurance Corporation, the state-owned policy insurer for trade credit. Publishes country and buyer risk ratings used in cross-border trade financing. Limited public data; commercial reports via insurance underwriting channels.
Taipei, Taiwan
Taiwan's domestic credit rating agency, an affiliate of S&P Global Ratings. Rates Taiwanese corporates, financial institutions, and structured finance issues. Recognised by Taiwan Financial Supervisory Commission.
Tokyo, Japan
Japan's largest private credit research bureau (TDB), with over 1.5M Japanese company files. Produces credit reports, bankruptcy data, and corporate intelligence for Japanese banks, trading houses, and corporates. Subscription-based with concierge research.
Tokyo, Japan
Japanese credit research firm (TSR) producing company reports, bankruptcy statistics, and credit risk analysis on over 4M Japanese companies. Commercial subscription; widely used by Japanese banks and trading houses.
South Asia
36 suppliers in this region.
Mumbai, India
Indian SME-focused credit rating agency formed from SMERA. Rates Indian bonds, SMEs, and structured finance. Recognised by SEBI and RBI.
Dhaka, Bangladesh
Bangladesh credit rating agency rating SMEs, corporates, and financial institutions. Recognised by Bangladesh Securities and Exchange Commission.
Bengaluru, India
Indian credit rating agency registered with SEBI. SEBI cancelled its registration in 2022; rated portfolio is being run off. Verify operating status before use.
Mumbai, India
Indian credit rating agency rating corporate bonds, banks, insurance, and structured finance. SEBI and RBI registered, with subsidiaries in Mauritius and Africa. Domestic ownership.
Kathmandu, Nepal
Nepal credit rating agency, a subsidiary of CARE Ratings India. Rates Nepali corporate bonds and financial institutions. Recognised by Securities Board of Nepal.
Credit Information Bureau Bangladesh
Dhaka, Bangladesh
Bangladesh Bank's Credit Information Bureau (CIB), the central credit registry for Bangladesh. Aggregates credit data from licensed banks and NBFIs for prudential supervision and lender access. Closed bureau.
Credit Information Bureau Nepal
Kathmandu, Nepal
Nepal's central credit information bureau (Karza Suchana Kendra), jointly owned by Nepal Rastra Bank and licensed lenders. Aggregates Nepali consumer and commercial credit data. Closed bureau for member institutions.
Credit Information Bureau Sri Lanka
Colombo, Sri Lanka
Sri Lanka's Credit Information Bureau (CRIB), the central credit registry jointly owned by the Central Bank of Sri Lanka and licensed lenders. Aggregates consumer and commercial credit data; closed access for licensed institutions and self-inquiry for individuals.
Credit Rating Agency of Bangladesh
Dhaka, Bangladesh
Bangladesh credit rating agency (CRAB) rating corporate bonds, banks, NBFIs, and structured finance. Recognised by Bangladesh Securities and Exchange Commission.
Credit Rating Information and Services
Dhaka, Bangladesh
Bangladesh credit rating agency (CRISL) rating Bangladeshi corporates, banks, NBFIs, and structured finance. Recognised by BSEC; first credit rating agency licensed in Bangladesh.
Mumbai, India
RBI-licensed Indian credit bureau, a subsidiary of CRIF Group. Operates the High Mark consumer and commercial bureau covering 1.5B+ Indian credit records, with a focus on microfinance and rural lending.
Mumbai, India
India's largest credit rating agency, an S&P Global company. Rates Indian corporate bonds, structured finance, and SMEs. Also publishes Indian sector research, SME grading, and ESG analytics.
Da Afghanistan Bank Credit Registry
Kabul, Afghanistan
Da Afghanistan Bank (Afghanistan central bank) historically operated a public credit registry for licensed Afghan financial institutions. Functional status uncertain post-2021.
Lahore, Pakistan
Pakistan's first private consumer credit bureau, licensed under SBP. Provides consumer credit reports to member banks, NBFCs, and telcos for retail underwriting.
Mumbai, India
D&B India operates the D-U-N-S Number issuance and Indian commercial credit reports. Joint venture between D&B and Indian institutional investors. SEBI-registered credit rating agency.
Karachi, Pakistan
State Bank of Pakistan's electronic Credit Information Bureau (eCIB), the central credit registry for Pakistan. Aggregates credit data from all licensed banks, DFIs, and microfinance institutions. Closed bureau for member institutions.
Dhaka, Bangladesh
Bangladesh credit rating agency (ECRL) rating Bangladeshi corporate bonds, banks, NBFIs, and SMEs. Recognised by Bangladesh Securities and Exchange Commission.
Mumbai, India
Equifax's RBI-licensed Indian credit bureau, a joint venture with Indian banks. Holds consumer and commercial credit data on Indian individuals and businesses.
Mumbai, India
Experian's RBI-licensed Indian credit bureau covering consumer and commercial credit on Indian individuals and businesses. First Western credit bureau licensed in India.
Bengaluru, India
Indian credit decisioning platform offering alternative-data credit scoring, account aggregator integration, bureau pulls, and digital underwriting for Indian lenders.
Colombo, Sri Lanka
Fitch Ratings Sri Lanka subsidiary, the dominant credit rating agency for Sri Lankan bonds, banks, insurers, and finance companies. Recognised by SEC Sri Lanka.
Gurugram, India
Indian credit rating agency, a Moody's Investors Service affiliate. Rates Indian corporate bonds, financial institutions, SME, and structured finance. Recognised by SEBI and RBI.
Colombo, Sri Lanka
Sri Lanka credit rating agency, a subsidiary of ICRA (Moody's affiliate). Rates Sri Lankan corporate bonds, banks, and finance companies. Recognised by SEC Sri Lanka.
Kathmandu, Nepal
Nepal credit rating agency, a subsidiary of ICRA (Moody's affiliate). Rates Nepali corporate bonds, banks, and finance companies. Recognised by Securities Board of Nepal.
Mumbai, India
Indian credit rating agency, a wholly owned subsidiary of Fitch Group. Rates Indian corporate bonds, banks, insurers, and structured finance. Recognised by SEBI and RBI.
Infomerics Valuation and Rating
New Delhi, India
Indian credit rating agency rating SMEs, NBFCs, and corporate bonds. Recognised by SEBI and RBI.
Colombo, Sri Lanka
Sri Lanka domestic credit rating agency (LRA, formerly RAM Ratings Lanka). Rates Sri Lankan corporate bonds and financial institutions. Recognised by SEC Sri Lanka.
Pune, India
Indian digital lending and credit decisioning platform with integrated KYC, bureau pulls, bank-statement analysis, and underwriting workflows. Used by Indian banks and NBFCs.
Male, Maldives
Maldives Monetary Authority maintains the central credit information register for licensed Maldivian banks and finance companies. Closed bureau.
Dhaka, Bangladesh
Bangladesh credit rating agency rating SMEs, corporate bonds, and financial institutions. Recognised by Bangladesh Securities and Exchange Commission.
Lahore, Pakistan
PACRA, Pakistan's first credit rating agency. Rates Pakistani corporate bonds, banks, sukuk, and structured finance. Recognised by SECP and SBP.
Bengaluru, India
Indian financial data analytics platform offering bank-statement analysis, credit underwriting, and business onboarding. Owns Karza Technologies. Serves Indian banks, NBFCs, and global fintechs.
Royal Monetary Authority of Bhutan Credit Bureau
Thimphu, Bhutan
Royal Monetary Authority of Bhutan operates the country's credit information service for licensed Bhutanese banks and financial institutions. Closed bureau; coverage extension to D&B and other globals limited.
Lahore, Pakistan
Pakistani private credit bureau licensed by SBP under the Credit Bureaus Act 2015. Provides consumer and commercial credit reports to member lenders and corporates.
Mumbai, India
India's largest credit bureau (formerly Credit Information Bureau (India) Limited), majority owned by TransUnion. Holds consumer and commercial credit records on 600M+ Indian individuals and 32M+ companies under RBI license.
Karachi, Pakistan
Pakistan's second domestic credit rating agency (formerly JCR-VIS), affiliated with Japan Credit Rating Agency. Rates Pakistani bonds, banks, insurers, and structured finance. Recognised by SECP and SBP.
Middle East & North Africa
19 suppliers in this region.
Al Etihad Credit Bureau (AECB)
Abu Dhabi, United Arab Emirates
Federal credit bureau of the United Arab Emirates, established by decree. Maintains national consumer and commercial credit data covering all UAE banks, finance companies, and telcos. Provides credit reports, scores, and risk indicators.
Bahrain Credit Reference Bureau (BENEFIT)
Manama, Bahrain
Bahraini credit reference bureau and payments network operator. Licensed by the Central Bank of Bahrain. Maintains the national consumer credit database and provides credit reports and scores to lenders.
Riyadh, Saudi Arabia
Saudi commercial credit bureau licensed by the Saudi Central Bank (SAMA). Provides commercial credit reports, business credit scores, and risk analytics covering Saudi companies and SMEs.
Dubai, United Arab Emirates
UAE business information and compliance services provider. Offers commercial credit reports on GCC companies, KYC and UBO research, and trade finance due diligence for regional banks and corporates.
CIBAFI Lebanon Banking Control Commission Credit Records
Beirut, Lebanon
Public credit register operated by Banque du Liban (Lebanon Central Bank). Mandatory reporting source for Lebanese bank loans; available to licensed Lebanese lenders for credit assessment.
Amman, Jordan
Jordanian credit bureau licensed by the Central Bank of Jordan. Local arm of CRIF Group. Maintains the national consumer and commercial credit database and provides reports to Jordanian banks and finance companies.
Tel Aviv, Israel
Israeli operation of Dun & Bradstreet providing commercial credit reports, D-U-N-S numbers, and the Duns 100 ranking of Israeli companies. Offers risk monitoring and supplier due diligence services.
Cairo, Egypt
Public credit register operated by the Central Bank of Egypt for corporate loans above EGP 30,000. Accessible to licensed Egyptian banks alongside the I-Score private bureau.
Cairo, Egypt
Sole licensed consumer and commercial credit bureau in Egypt, regulated by the Central Bank of Egypt. Maintains records on borrowers and small businesses for banks, microfinance, leasing, and consumer finance.
Tel Aviv, Israel
Israeli business information provider operating the BDICode commercial database of Israeli companies. Offers credit reports, business intelligence, and the Dun's 100 alternative for Israeli markets.
Tehran, Iran
Iranian credit bureau established by Central Bank of Iran shareholders. Provides credit reports and scores to Iranian banks. Subject to international sanctions; foreign access generally not feasible.
Baghdad, Iraq
Public credit register operated by the Central Bank of Iraq. Maintains consumer and commercial credit records for Iraqi banks. No private credit bureau is currently licensed in Iraq.
Israel Credit Data (formerly BDI Coface)
Tel Aviv, Israel
Israeli commercial credit bureau and business information provider. Formerly known as BDI Coface following a Coface partnership. Provides company profiles, credit scores, and commercial risk reports on Israeli businesses.
Palestinian Monetary Authority Credit Register
Ramallah, Palestine
Palestinian public credit register operated by the Palestinian Monetary Authority. Provides credit information to licensed Palestinian banks; foreign access not available.
Doha, Qatar
National credit bureau of Qatar operated by the Qatar Central Bank. Maintains consumer and commercial credit records for licensed banks, finance companies, and utilities operating in Qatar.
Riyadh, Saudi Arabia
Saudi Credit Bureau licensed by the Saudi Central Bank (SAMA). National consumer credit bureau covering all retail lenders in Saudi Arabia. Provides credit reports, scores, and monitoring to banks and finance companies.
Damascus, Syria
Public credit register operated by the Central Bank of Syria. Subject to international sanctions; access for foreign buyers is restricted by OFAC, EU, and UK sanctions on Syrian banks.
Dubai, United Arab Emirates
UAE corporate services provider operating as a registered AECB partner. Provides credit reports, KYC verification, and business setup services for UAE-based banks and corporates.
Sanaa, Yemen
Yemeni public credit register operated by the Central Bank of Yemen. Civil war and parallel central banks make data access unreliable; foreign access generally not feasible.
Africa
37 suppliers in this region.
Banque Centrale du Congo Credit Register
Kinshasa, Democratic Republic of the Congo
DRC public credit register operated by Banque Centrale du Congo. Restricted to licensed Congolese banks; foreign access not available.
Dakar, Senegal
Public credit register operated by the Central Bank of West African States (BCEAO) covering the eight UEMOA member states. Aggregates loan data from regulated banks.
Yaounde, Cameroon
Public credit register operated by the Bank of Central African States (BEAC) covering the six CEMAC member states. Aggregates loan data from regulated banks in Central Africa.
Abidjan, Ivory Coast
West African operations of Coface group providing commercial credit insurance and business information services across the UEMOA region and Cameroon.
Stellenbosch, South Africa
South African credit bureau founded in 1994, acquired by Experian in 2019 and integrated into the local Experian operation. Historical brand for consumer and SME credit data in South Africa and selected SADC markets.
Kampala, Uganda
Ugandan credit reference bureau licensed by the Bank of Uganda. Operates the National ID-linked Financial Card system and provides credit reports to banks, microfinance deposit-taking institutions, and credit institutions.
Johannesburg, South Africa
South African credit bureau registered with the National Credit Regulator. Specialises in consumer and commercial credit data, affordability assessments, and trace services for the lending industry.
Dar es Salaam, Tanzania
Tanzanian credit reference bureau licensed by the Bank of Tanzania. Provides consumer and SME credit reports to banks, microfinance, and other regulated lenders.
Blantyre, Malawi
Malawian credit reference bureau licensed by the Reserve Bank of Malawi. Provides consumer and SME credit reports to Malawian banks, microfinance, and SACCOs.
Lagos, Nigeria
Private credit bureau licensed by the Central Bank of Nigeria. Maintains consumer and commercial credit records covering banks, microfinance banks, telecoms, and trade creditors. Offers credit reports, scores, and monitoring.
Nairobi, Kenya
Kenyan credit reference bureau licensed by the Central Bank of Kenya. Part of the global Creditinfo Group. Provides credit reports, scoring, and monitoring services to lenders.
Casablanca, Morocco
Moroccan credit bureau licensed by Bank Al-Maghrib. Local arm of Creditinfo Group, jointly operating with Experian. Provides consumer and commercial credit reports to banks, microfinance, and consumer finance lenders.
Kigali, Rwanda
Rwandan credit reference bureau licensed by the National Bank of Rwanda. Local arm of Creditinfo Group. Provides credit reports, monitoring, and risk scoring to banks, microfinance, and SACCOs.
Dakar, Senegal
West African credit bureau operated by Creditinfo Group across UEMOA states. Provides consumer and SME credit reports to regulated lenders in Senegal, Ivory Coast, Mali, and other UEMOA markets.
Dar es Salaam, Tanzania
Tanzanian credit reference bureau licensed by the Bank of Tanzania. Local arm of Creditinfo Group. Provides consumer and SME credit reports, scoring, and portfolio monitoring services.
Lagos, Nigeria
Private credit bureau licensed by the Central Bank of Nigeria. Provides consumer and SME credit reports, identity verification, and the Dud Cheque Information System to Nigerian banks and microfinance institutions.
Dun & Bradstreet Credit Bureau Ghana
Accra, Ghana
Ghanaian credit reference bureau licensed by the Bank of Ghana, operating under a Dun & Bradstreet licence. Provides credit reports and decisioning data to lenders, telecoms, and utilities.
Casablanca, Morocco
Moroccan credit bureau operation of Experian, licensed by Bank Al-Maghrib alongside Creditinfo. Provides consumer credit reports, scores, and portfolio analytics to Moroccan regulated lenders.
Johannesburg, South Africa
South African operation of Experian providing consumer and commercial credit bureau data, business information reports, and decisioning analytics. Licensed by the National Credit Regulator as a registered credit bureau.
Lagos, Nigeria
Private credit bureau licensed by the Central Bank of Nigeria. Provides consumer and SME credit reports, risk scoring, and portfolio monitoring to lenders. Member of the Africa Credit Bureau Association.
Accra, Ghana
Ghanaian credit reference bureau licensed by the Bank of Ghana in 2018. Provides credit reports, scoring, and KYC verification services to banks, fintechs, and microfinance institutions.
Cape Town, South Africa
South African business information provider founded in 2008. Offers commercial credit reports, B-BBEE verification data, and trade payment analytics for African markets, focused on B2B credit decisioning.
Tripoli, Libya
Libyan public credit register operated by the Central Bank of Libya. Limited access due to ongoing political instability; foreign access generally not feasible.
Antananarivo, Madagascar
Malagasy commercial information aggregator providing company registry searches and credit information for entities registered in Madagascar. Primary language French.
Mauritius Credit Information Bureau
Port Louis, Mauritius
Mauritian public credit register operated by the Bank of Mauritius. Aggregates loan data from all licensed Mauritian banks and non-bank deposit takers.
Nairobi, Kenya
Kenyan credit reference bureau licensed by the Central Bank of Kenya. Provides consumer and SME credit reports, Crystobol mobile credit score, and risk analytics to banks, SACCOs, microfinance, and telco lenders.
Kampala, Uganda
Ugandan credit reference bureau licensed by the Bank of Uganda in 2015. Provides consumer and SME credit reports and Crystobol score products to regulated lenders.
Sudan Central Bank Credit Bureau
Khartoum, Sudan
Sudanese public credit register operated by the Central Bank of Sudan. Subject to historical international sanctions; commercial access generally not available to foreign buyers.
Johannesburg, South Africa
South African specialist credit bureau focused on rental payment data. Registered with the National Credit Regulator. Maintains a tenant payment performance database used by landlords and property managers.
Johannesburg, South Africa
Regional subsidiary of TransUnion operating consumer and commercial credit bureau services across Southern Africa. Covers South Africa, Botswana, Eswatini, Lesotho, Namibia, Malawi, and Zambia with credit reports, risk scores, and fraud detection products.
Gaborone, Botswana
Botswana credit bureau operation of TransUnion, registered with the Bank of Botswana. Provides consumer and commercial credit reports to Botswana banks and microfinance.
TransUnion Kenya (formerly CRB Africa)
Nairobi, Kenya
Kenyan credit reference bureau licensed by the Central Bank of Kenya. Operates as the local arm of TransUnion following the 2015 acquisition of CRB Africa. Provides credit reports, scores, and analytics.
Kigali, Rwanda
Rwandan credit reference bureau operation. Local arm of TransUnion, licensed by the National Bank of Rwanda. Provides consumer and commercial credit reports and risk analytics.
Tunisian Public Credit Registry
Tunis, Tunisia
Public credit register operated by the Central Bank of Tunisia. Mandatory reporting source for Tunisian bank loans; accessible to licensed Tunisian lenders for credit assessment.
Johannesburg, South Africa
South African credit bureau registered with the National Credit Regulator. Provides consumer credit reports, trace services, and affordability assessments primarily to the microfinance and retail sectors.
Johannesburg, South Africa
South African credit bureau owned by Mettus, registered with the National Credit Regulator. Provides consumer and commercial credit reports, fraud detection, and risk scoring services to banks, retailers, and microlenders.
Accra, Ghana
Ghanaian credit reference bureau licensed by the Bank of Ghana. Provides consumer and commercial credit reports, risk scoring, and identity verification to banks, savings and loans companies, and microfinance institutions.
Oceania
5 suppliers in this region.
Auckland, New Zealand
New Zealand consumer and business credit bureau covering 95% of NZ consumers and most credit-active businesses. Offers credit reports, SmartID identity verification, PPSR, and Wheels Reports.
Sydney, Australia
Australian commercial credit reporting platform providing AI-driven credit scoring, real-time risk monitoring, and debt collection automation for B2B trade credit. Serves customers including Australia Post, Square, and Prospa.
Sydney, Australia
Australian credit and risk management firm offering ASIC and PPSR searching, automated credit application decisioning, the Pinnacle credit platform, and Building Industry Bureau reports.
illion (Dun & Bradstreet Australia)
Melbourne, Australia
Australian and New Zealand consumer and commercial credit bureau, formerly Dun & Bradstreet Australia/New Zealand. Provides credit reports, scoring, fraud detection, and open-banking decisioning to banks, telcos, and utilities. OAIC-listed credit reporting body under Privacy Act 1988 Part IIIA. Acquired by Experian in 2024 (closing extended into 2025).
Sydney, Australia
Australian alternative SME lender providing real-time credit decisioning combining ASIC, bank-feed, and credit bureau data. Used by SMEs for fast credit assessments and risk profiling.
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